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Usually, no faxing is required. best payday loans for bad credit! All it takes is 3 easy steps. 1- Fill out the application, 2- look over and confirm your loan details and 3- pick up your cash! It's easy to qualify and you never have to worry about past credit issues. 80% Approval Rate! Your job is your credit! Past credit hassles, bad checks, and even bankruptcy's won't stop your approval!